Anne Maftei
10 October 2019

Nice overview of the main challenges that these innovative microinsurance providers are facing in reaching scale and profitability. With female clients especially, the risks they face are not necessarily ag-specific but they directly impact their yields...pregnancy has a direct impact on a female farmer's productivity. Same when a child or household member falls ill, as care-taking responsibilities overwhelmingly fall on the shoulders of rural women. This really highlights the importance of being client centric in the design of insurance products; in places where these types of costs aren't insured and resources are limited, a rainfall insurance product may carry less value for a woman.