Dive into the latest research and insights on over 30 topics related to financial inclusion.
FinDev Gateway provides a platform for select communities of practice (COPs) to share their work, learnings and insights on a special corner of the FinDev website dedicated for COPs.
Close to 2,000 organizations publish their content on FinDev Gateway, sharing their research, news, events and jobs with the global financial inclusion community.
FinDev Gateway partners with a number of organizations who, in addition to contributing content, co-host webinars, share their expertise on research topics, and host key microfinance and financial inclusion events.
FinDev Gateway hosts the largest, free collection of online resources on microfinance and financial inclusion. Explore over 8,000 publications, trainings, events, jobs and announcements which have been curated by our editors and submitted by a wide range of organizations from around the world.
Learn how you can share content >
Interesting times the world is facing with this pandemic, it becomes even more interesting when you consider the demand and supply gap of financial inter mediation which hitherto exited in the MFI space. This is especially so for poorer nations where there already exist a large number of undeserved. Clearly, there would be losers (lots of them) but also there would (be some) winners, its not a hopeless loss loss situation.
My contribution however, drives towards looking at those key elements that will help MFI identify and focus on the "customer" segment that will deliver wins both in the short and long run while other recovery plans are on going.
1. Technology as the enabler and equalizer: Digital technology will become the game changer as the world of work and business changes. Product and services (loans, savings, deposit, remittances, payments, insurance) may not change significant, but the method(s) of delivery will certainly have to change radically.
2. First movers: Early adopters of end to end technology in customer acquisition, underwriting, loans origination, payments, remittances, collections and so on will win as the world slowly (or hurriedly, as the case is today) move away from cash handling.
3. Positioned for DFI support: Liquidity crunch is a major concern for FSPs as deposits dwindle. MFIs that shows a strong position and are properly aligned to get DFIs support and donor agency grants, will win during and post covid 19 pandemic.