Cory Trenda , World Vision, U.S. , United States
26 January 2023

Friends, re-reading my comments above, I regret the implication of some of my wording. My concerns are not aimed at DreamSave specifically, but upon what could become a fast-growing initiative attracting players with myriad motives and intentions. My goal was/is to spur dialog on these ethical questions early in the movement in order avoid some newspaper "expose" about wealthy investors profiting off the poorest with returns which anyone outside the microfinance industry would deem excessive.
I again salute DreamSave for socializing this nascent effort with your peers. Sharing ideas like this to invite dialog is the kind of proactive openness we need in order to encourage high standards and transparency. I continue to hope these concerns will be addressed as programs like these develop. Thank you again for providing this forum for open dialog among co-laborers.