Getaneh Gobezie , Independent Consultant, Ethiopia
10 June 2022

Thank you for this post on saving...

I think one of the key issues often little discussed in research programmes is the potential contribution of having an (independent) saving account for women's financial lives (especially those women facing patriarchal risk). Such an opportunity ensures that wives can have ''control'' of income, and invest on e.g child care, or other productive activities. There are research outcomes highlighting the fact that women who are not sure of having control on her newly earned income (or even the newly accessed loan) are very reluctant to apply for loan, even when it is availably nearby and very accessible!! There are also evidenced suggesting saving services for women giving rise to intimate partner violence. ... Are there any evidence of financial service providers integrating gender awareness with saving programmes?

Grameen Bank's Pension Saving programmes has been so attractive to many MFIs in Africa, because of its potential impact on poor clients, who are often focused on immediate needs, to plan for long term objective. With their old age secured, households are presumed to opt for ''fewer number of children'' (as old age security. This can greatly complement government's population policy!1... Do we have more real evidence on this.

Our earlier report for the World Bank, DfID and DAI is posted at this web-site

https://www.findevgateway.org/case-study/2015/02/overview-practical-cha…

I hope we can exchange more ideas on these.
Regards, Getaneh