David Mataka , Uganda
21 November 2025

This in-depth assessment of utilising alternative digital channels to enhance financial inclusion while addressing the challenges of climate change is greatly appreciated.
As a practitioner in this space, with experience in the strategic leadership of microfinance institutions in Uganda, I have experienced this challenge first-hand with little to no support from the government made to climate-prone areas apart from the interventions from the private sector, which is usually not adequate to address the gaps around mitigation, adaptation and resilience, with cost leading this challenge. Overall, you present this well, and I hope that the discussions will lead to concrete actions aimed at mitigating the dangers of climate change.