This article provides a good insight that has been neglected by financial institutions for a long time. this talk exactly to the role of financial institutions in contributing towards inclusive economic growth. the provision of water and sanitation loans will ensure that we have a healthy population and therefore directing their energy and time to more productive use. Hence we argue that financial institutions need to be efficient in their provision of financial services and products. I fully agree loans directed towards water and sanitation should not be considered consumptive but productive if it will enhance the health of those who are being served.
thank you for this very good insight