Hi Hedwig - thanks for joining the conversation!
Yes, great point on the risk sharing with other actors in the value chain. I think this carries not just for SME financing, but can work well for direct-to-farmer lending as well. I've seen examples in tight value chains (e.g. cocoa) being tested, but would be great to see more in staples too.
In terms of increasing the flow of capital into smallholder finance, this is certainly a source of capital and risk sharing that should be explored more ambitiously!
Hi Hedwig - thanks for joining the conversation!
Yes, great point on the risk sharing with other actors in the value chain. I think this carries not just for SME financing, but can work well for direct-to-farmer lending as well. I've seen examples in tight value chains (e.g. cocoa) being tested, but would be great to see more in staples too.
In terms of increasing the flow of capital into smallholder finance, this is certainly a source of capital and risk sharing that should be explored more ambitiously!