The Tanzania Fintech Regulatory Playbook

To better support the fintech-enabling environment, UNCDF conducted a landscape assessment of Tanzania’s fintech ecosystem and the policy and regulatory landscape in 2024. The report mapped the key stakeholders, policies, and regulations across Tanzania’s five fintech segments: payments and remittance, credit and lending, accounts and savings, investment facilitation and insurance, as well as Tanzania’s e-commerce segment, which incorporates several fintech elements in its business models.

This report identifies the lack of clarity on how to navigate the existing legal and regulatory environment and the absence of policies and guidelines addressing the unique needs of startups and fintechs in Tanzania.