Senior Risk Analyst

Location of Job: 
Chennai, India
09 Apr 2019
30 Apr 2019
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About the organization: 

SMILE Microfinance Limited, a leading NBFC–Microfinance in south India. The Company’s mission is to provide poor women with economic opportunities to transform the quality of their lives and their communities through the provision of effective, sustainable and client empowering financial and related services.

About the Job: 

Tasks and Responsibilities:

  • Responsible for carry out the onsite risk review activity (process review) in assigned branches/area.
  • Responsible to identify the lapses in operation, system, policy and procedure through guidelines and report the findings in specific risk report format to the branch and concern reporting authority in timely manner.
  • Update & review the risk MIS on regular interval to analyze the risk associated with business such as credit and operation risk.
  • Follow the monthly risk calendar and ensure the completion of each branch risk review process within stipulated time allotted for branch.
  • Completion of special risk study as and when required.
  • Cover all key process review as per company’s guidelines.
  • Proactively identify the risk & process lapses and distinguish the cause due to failure of system or person.
  • Ensure that each observation is measured and cross-verified with all dimension and supported with evidence/back data.
  • Analysis of overdue trend, business trend and concentration risk trend through MIS support on monthly basis.


  • Any Graduate. Preferably bachelor’s in communications / BBA.
  • Should have three to five years of experience in audit/risk of microfinance industry.
  • Should have field exposure in microfinance operations.
  • Should have been a part of a team in the past.
  • Very proficient in using MS Office with high proficiency in Excel.
  • High degree of people management skills to manage.
  • Planning, execution, analysis and supervision of audits.
  • Good communication skills.
  • Should be opened for mobility.
How to Apply: 

Interested candidates should send their resume to [email protected] and [email protected]

South Asia