Experian Go™ Program Will Allow Millions of Credit Invisibles to Start Building Credit in Minutes

To further financial inclusion across the United States, Experian® today launched Experian Go™, a free, first-of-its-kind program to help "credit invisibles," or people with no credit history, begin building credit on their own terms. Experian Go is the only program available today that helps consumers establish their financial identity by creating an Experian credit report.

Nearly 50 million consumers have a nonexistent or limited credit history. Without an existing credit report, lenders can’t verify a consumer’s identity and consumers are unable to access credit at fair and affordable rates. Often, these consumers are caught in cycles of predatory lending; can’t cover emergency expenses; and face limited housing options, higher insurance premiums and interest rates, employment challenges, larger deposit requirements and more.