Paper

Provision of Health Services for Microfinance Clients: Analysis of Evidence from India

Offering healthcare through microfinance
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This paper examines health programs offered by Indian MFIs. It builds a case for wider integration of health into microfinance programs.

Microfinance has proved to be an effective and powerful poverty alleviation tool. The paper states that greater reduction in poverty can be achieved by combining microfinance with increased access to basic social services. It discusses different models of healthcare provision through MFIs and gives an overview of MFI-linked health programs in India.

The paper states that Indian MFIs are increasingly recognizing the business and social rationale for offering healthcare as part of their portfolios. Recommendations include:

  • Building effective technical capacity in program design and implementation;
  • Garnering support from donors and technical support agencies;
  • Initiating benefit cost analysis and scenario analysis of health interventions to enable informed decision-making.