An Overview of the Financial Inclusion Policies in India

Review of the past and actual institutional initiatives towards financial inclusion
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Evidence of the importance of financial inclusion for economic growth and development are now well established and documented but little is known about the role institutions and policies can play and how institutional frameworks can support inclusive financial development. This paper is a case study on India, aiming to present the recent initiatives taken by the main institutional stakeholders to reach full nancial inclusion in the country.
Section 1 presents the state of the literature and evidence on the importance of nancial inclusion and describes its status in India.  Then the following sections detail the past and recent initiatives of the Indian institutional framework, including the Government of India (GoI), the Reserve Bank of India (RBI) and the National Bank for Agriculture and Rural Development (NABARD).

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By Larquemin, A.