State of the Inclusive Instant Payment Systems in Africa

This report aims to inform payment actors in Africa and beyond about the developments in the instant retail payment system (IPS) ecosystem on the continent. It highlights the current landscape of instant payment systems, including an assessment of the inclusivity of such systems, through their accessibility to all end-users, their capacity to ensure fair access and design input opportunities for all licensed payment providers.

The report also dives into end users' experiences pointing to the fact that IPS are still far from meeting all consumers' payment needs.