Alternative Data for Credit Scoring

This publication sheds light on how non-traditional data sources—such as utility payments, social media insights, and behavioral patterns—can revolutionize credit assessment for micro, small and medium enterprises (MSMes) .

With key regulatory insights from 32 AFI member countries, this report explores innovative frameworks, benefits, and challenges to advance access to finance for underserved populations. Whether you’re a policymaker, financial institution, or researcher, this report is your gateway to understanding the transformative power of alternative data.