All Publications

Showing 1 - 10 of 183
Paper

Fintech for Who? Demand for Digital Financial Services and Fintech in Tanzania

This paper explores the drivers of demand for digital financial services and fintech: perceived cost, perceived usefulness, perceived ease of use, perceived risk, and social norms.

Paper

Digitizing BeninCajù Savings Groups - Final Project Report

This report shares important insights about the benefits of Village Savings and Lending Associations transitioning from paper to digital ledgers using the DreamSave app.

Slide Deck

Scaling up Access to Finance in Kigoma, Tanzania

This study shares lessons learned in building financial and digital capability while introducing agricultural technology interventions to savings groups through the UN Kigoma Joint Program.

Paper

The Value of Pay-As-You-Go Solar for Mobile Operators: Insights From Customer Journeys in Benin and Côte d’Ivoire

Building on a 2020 GSMA study which showed that PAYG solar energy customers use mobile money significantly more than other mobile customers, this study looks at 120 in-depth interviews to understand the reasons behind customers' increased usage of mobile money.

Case Study

What it Takes: Insights From Women Leaders in Financial Inclusion

This case study research shares the insights of past program participants in order to motivate other aspiring women leaders, provoke conversation, and inspire new career pathways.

Paper

Women & Money: Insights and a Path to Close the Gender Gap

This paper presents research findings on the key challenges women face in accessing digital financial services and the design opportunities for the financial sector, policymakers and regulators, the philanthropic sector, NGOs, and designers everywhere.

Paper

Employment Effects in Impact Investments: Key Insights Emerging Across Studies in Tanzania and in Zimbabwe

The analysis concludes that the investments as part of the joint ILO-EU STRENGHTEN Project triggered an increase in employment numbers along with improved skills of the labor force, management systems of the investee companies, and labor practices.

Paper

The Value of Pay-As-You-Go Solar for Mobile Operators

Findings from multi-country, multi-operator study in Africa
Paper

Deconstructing the Gender Gap in Rural Financial Inclusion

The cases of Mozambique and Tanzania

Case Study

Energy Microfinance & Pay-As-You-Go

Leveraging PAYGO to increase solar energy access in MFI-solar distributor partnerships