All Publications
The Promises of Digital Bank Accounts for Low-Income Individuals
This study tests the extent to which the promises of digital modes of payment, increased efficiency of transactions, increased financial inclusion, and improvements in the financial well-being of low-income individuals, are fulfilled.
Building Value in Microfinance Through Digitization: Lessons from Loan Automation Pilots
To address the hope and frustration brought about by digitization, CGAP identified and tested five core principles for successful implementation.
Developing an Impact Monitoring System for Sida’s Guarantee Instrument
This publication shares key learnings from case studies from Guatemala and Bosnia and Herzegovina and illustrates their contribution to co-designing an impact monitoring system for Sweden’s guarantee instrument.
2023 Microfinance Index Report
Based on interviews with over 32,000 borrowers in 32 countries spanning Asia, Africa, and Latin America, this report explores the impact of microfinance on the lives of some of the world's most marginalized communities.
Child Labor, Rainfall Shocks, and Financial Inclusion: Evidence From Rural Households
This paper explores how rural Colombian households respond to rainfall shocks by shifting children's time from school to domestic activities, with the impact on education mitigated or exacerbated by financial inclusion measures.
The Landscape of Microinsurance 2022
This 34-country microinsurance landscape report tracks the uptake of inclusive insurance products and services in Africa, Asia, Latin America, and the Caribbean.
MFI Digitization in Central America’s Northern Triangle: The Impact of the COVID-19 Pandemic
This paper presents findings from a study to assess microfinance sector digitization, and shares valuable recommendations to prepare the sector for the potential digital divide ahead.
Assessing the State of Youth Financial Inclusion in Developing Contexts
This guide draws primarily from the lessons learned during the realization of a series of assessments on the state of youth financial inclusion in Uganda, Kenya, and Guatemala in 2019 and 2020.
Promoting Access to Agricultural Finance for Youth in Developing Countries
This publication underlines the trends, core challenges, opportunities, innovative solutions and initiatives associated with agricultural financing for youth.
Digital Wages for Decent Work in Peru- A Rapid Assessment
This rapid assessment, analyzing the potential for responsible digital wages, focuses on two key sectors and geographical areas in Peru.