All Publications

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Guide / Toolkit

A Technical Guide to Unlock Agent Networks at the Last Mile

This guide outlines five key actions for digital financial service providers, regulators, and funders to expand rural Cash-In and Cash-Out agent networks based on CGAP's global experience.

Paper

Women Agents for Financial Inclusion: Exploring the Benefits, Constraints, and Potential Solutions

This working paper explores the benefits of having more women agents, the challenges they face, and potential solutions to promote their participation in the DFS ecosystem.

Slide Deck

Study to Assess the Role and Impact of Women Self-Help Groups as Banking Agents in Bihar​

This slide deck provides the main findings from a CGAP research exploring the role of gender in developing rural agent networks in Bihar State, India, through the State Government's Bank Sakhi Program.

 

Slide Deck

"Yes I Get It. Small Deposits Do Make Sense." - Lessons From a Pilot With Airtel Payments Bank on Client Communication

This slide deck charts the journey of a pilot on behavioral communication to encourage women to make small saving deposits.

Slide Deck

How Well Do Indians Use Cash-In & Cash-Out (CICO) Agents, and Can This Usage Increase?

This strategic insights deck combines findings from MSC’s multiple national-level studies offering a set of practical recommendations for the service providers to help them increase customer footfall at agent points.

Slide Deck

A Toolbox for Business Correspondent Agents for Better Customer Engagement

This report shares insights on how agents could be empowered to help enhance the uptake of select government-backed insurance products.

Case Study

Bancolombia: Financial Inclusion and Banking Correspondents

This case study goes in-depth on how the Bancolombia's agent network expansion strategy evolved and the agent network management models it developed to increase geographic coverage in a viable manner.

Slide Deck

Predominant Cash-In Cash-Out (CICO) Models in India

This study explores the challenges across the entire lifecycle of agents in India, from setting up to reaching sustenance.

Case Study

Role of Technology in Scaling up the BC Sakhi Network in Uttar Pradesh: A Lesson for Other States

This case study charts how Uttar Pradesh State Rural Livelihoods Mission used technology to strengthen the BC Sakhi (women business correspondent) network in the state in an effort to improve the status of financial inclusion among rural adults.