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Slide Deck

Banking-as-a-Service: How it Can Catalyze Financial Inclusion

Banking-as-a-Service (BaaS) is an entirely new business model that enables non-banks to offer banking services under their own brand and seamlessly embedded into their digital offering. By enabling the embedding of financial services into almost any digital context, BaaS may augur a profound evolution of the financial sector of which we are only seeing the early stages. In addition to an analysis of the BaaS model, this reading deck also contains four case studies of BaaS providers: Solarisbank (Europe), Cross River (USA), Accendo Banco (Mexico) and Green Dot (USA). These businesses can offer a compelling indication of how the BaaS model may unfold in emerging markets and developing economies.

Paper

Banking in Layers: Five Cases to Illustrate How the Market Structure for Financial Services is Evolving

Exploring the market-level modularization of financial services through case studies featuring new models that are emerging, how they are coming about, and what they mean for the financial inclusion of low-income people in emerging markets and developing economies.
Paper

No Small Business: A Segmented Approach to Better Finance for Micro and Small Enterprises

This Focus Note advocates the importance of a segmented approach to addressing micro and small enterprises (MSE) needs and focuses on MSEs with up to 20 employees.

Paper

How Can Financial Services Support Platform Work? Insights from Five Emerging Markets

Based on research with platforms and their workers across five countries, this report describes the platform ecosystem in emerging markets, the experiences of workers and sellers in key sectors, and how financial services can help these workers improve their livelihoods.

Paper

Measuring Progress 2021: Financial Inclusion in Selected ASEAN Countries

This report seeks to embed the critical supporting role of financial inclusion in achieving the vision of the ASEAN Economic Community (AEC) Blueprint 2025 within the context of inclusive growth.

Slide Deck

Women in the Platform Economy: Emerging Insights

This slide deck shares female workers’ experiences and how financial services can help make platforms more inclusive.

Paper

Understanding Micro- and Small-Growth Entrepreneurs in Vietnam, Pakistan and Peru

This report provides an overview of "the current state of strivers" across these countries with an aim to understand the emerging unmet needs through market assessments.

Paper

Getting Repaid in Asset Finance: A Guide to Managing Credit Risk

This Technical Guide summarizes the lessons learned from engagements with 15 asset finance companies in Sub-Saharan Africa and Asia between 2018 and 2020 and offers suggestions on credit risk management.

Paper

Survey Results 2021: Perspectives of the Microfinance Sector

Surveys with 51 regulated and non-regulated microfinance institutions were administered to share the impressions on the performance of these institutions in the current context.