Slide Deck

Tanzania Interoperability Post-Implementation Review

Understanding the use of interoperable P2P transactions and their impact on consumers
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This slide deck is a supplement to the CGAP Blog, "East African Interoperability: Dispatches from the Home of M-Pesa"(May 2018).

Interoperable peer-to-peer (P2P) mobile money transactions have registered remarkable growth. Since Vodacom joined in Feb 2016, interoperable P2P transactions in Tanzania have grown from being about 5 percent of total P2P mobile money transactions in both volume and value to being about 28 percent and 26 percent of the total P2P mobile money in volume and value respectively. However, the percentage of mobile money subscribers using it and how they use it was not known and is the focus of this study. The objectives of the study were to:

  • Understand use of interoperable P2P transactions in the Tanzania mobile money market.
  • Understand the real impact of interoperability on consumers.


This work was funded in whole or in part by CGAP. Unlike CGAP's official publications, it has not been peer reviewed or edited by CGAP, and any conclusions or viewpoints expressed are those of the authors, and they may or may not reflect the views of CGAP staff.

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