Finance, Climate and Gender: Empowering Women Agents of Change

This updated edition of Finance, Climate, and Gender arrives at a pivotal moment, highlighted by fresh data that reinforces a critical reality: the crises brought about by natural disasters and financial exclusion are deeply interconnected. The 2025 Global Findex reveals a stark truth—four out of five women without a bank account reside in countries highly vulnerable to climate risks. Further, over 800 million women lack access to the financial tools needed to receive relief payments during emergencies. These sobering statistics illustrate a pressing issue: women, who are disproportionately affected by climate change, remain excluded from financial systems that could bolster not only their own resilience, but also that of their families and communities.

This report showcases solutions rooted in women-centered financial services that can strengthen women’s resilience to climate shocks.