Stablecoins in Humanitarian Cash Transfers

Humanitarian cash transfers are a cornerstone of resilience, particularly in fragile and conflict-affected states. Yet disbursing funds to recipients in the contexts where need is greatest remains a persistent challenge, requiring both cross-border transfer and last-mile delivery, each facing serious barriers.

This reading deck explores pathways for development funders to better leverage stablecoins in humanitarian cash transfers. It provides a structured assessment of what stablecoins can and cannot deliver, grounded in the challenges faced by humanitarian actors and the practicalities of payment systems.

The deck is aimed at humanitarian organizations evaluating stablecoins for cash transfer programs across borders, as well as social protection actors with funding from international organizations requiring cross-border transfer.