FinDev Guide

Gateway Guide to Microinsurance

Highlighting noteworthy publications and resources on microinsurance
Woman drying cotton threads. Photo credit: Sanghamitra Sarkar, 2015 CGAP Photo Contest

Microinsurance provides safety for poor people from risks such as the loss of assets, deaths or illnesses and natural disasters in return for paying premiums that are proportional to the probability and severity of those risks. Originally developed as an additional product for microfinance institutions, it has become a sector unto itself with increasing prominence. New research and papers continue to expand the boundaries of the sector as the definition, theory, and practice of microinsurance continue to evolve. To stay up to date with the latest in the sector, be sure to watch our Microinsurance Announcements section.

In this Gateway Guide, we highlight recent and noteworthy documents on microinsurance. These publications give insight into how microinsurance is being used to help safeguard the finances and livelihoods of people living in poverty.


The Landscape of Microinsurance Africa 2015: Preliminary Briefing Note

Key trends and insights from the study of microinsurance coverage in the region

She for Shield: Insure Women to Better Protect All

Analysis of the women's insurance market globally and within 10 emerging markets

Learning From Others' Mistakes

Identifying challenges, failure, and lessons from microinsurance projects

Landscape of Microinsurance in Latin America and the Caribbean 2014: A Changing Market

Key data-driven insights on microinsurance in the region


The Effects of Subsidised Micro Health Insurance on Insurance Demand and Welfare outcomes in Rural Burkina Faso

Contributing reserach to the existing evidence on demand for health insurance

2015 Mobile Insurance and Risk Framework Assessment in Ghana

Summarizing the risk framework for m-insurance products and overall m-insurance sector

Regulatory Impact Assessment Microinsurance Philippines

A business case of 5 Philippines insurers

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