All Publications
Contingent Lines of Credit (CLOC): A Liquidity Tool for Customer Climate Resilience
This reading deck explores how climate Contingent Lines of Credit (CLOCs) work, what design choices matter, and how they can complement savings, insurance, and other resilience tools.
Deepening Financial Inclusion for Young Women in Uganda
The paper summarizes Financial Sector Deepening Uganda (FSDU)'s research on how young Ugandan women move from school to work, from legal minority to full citizenship, and from ward to caregiver, specifically by accessing and using financial services.
Opening the Black Box on the Impact of Inclusive Credit
Optimizing AML/CFT Risk Management with Technology and Analytics: A Playbook for Financial Institutions in Emerging Markets
This Good Practice Note explores how technology and advanced analytics can strengthen Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) risk management through a more effective, risk-based approach.
Rewiring the System: Financial Education As Infrastructure, Not Isolated Programs
This brief reframes financial education as a supporting component of financial capability infrastructure rather than a primary consumer protection tool.
Stablecoins in Humanitarian Cash Transfers
This deck assesses how stablecoins can help development funders improve cross-border transfers and last-mile delivery, offering practical guidance for humanitarian organizations and social protection actors navigating the realities of humanitarian payment systems.
Symbiotics Impact Report 2025
This report highlights key impact indicators, portfolio outreach, responsible investment practices, and sustainable development objectives aligned with the Sustainable Development Goals (SDGs).
Access to Finance for Women MSMEs in Kenya
This case study examines Kenya’s policy, regulatory and institutional approaches to advancing women’s financial inclusion, with a focus on improving access to finance for women-owned and women-led MSMEs (WMSMEs).
Advancing Competition for Financial Inclusion: Six Policy Considerations for Financial Sector Authorities
An Analysis of Financial Literacy, Interest Rate Conditions, and Consumer Borrowing Behaviour in Ghana: A Case Study of Small-Borrowers
This study examined how financial literacy and interest rate conditions influence borrowing behavior among small borrowers in Asante Akim North Municipality of the Ashanti Region of Ghana.