This study examined how financial literacy and interest rate conditions influence borrowing behavior among small borrowers in Asante Akim North Municipality of the Ashanti Region of Ghana. 

This case study is the third in CGAP's series on scaling inclusive insurance while preserving consumer value. It takes a deep dive into SEWA's innovative heat insurance product, developed with partners and grounded in direct insights into the needs and risks of its members.

This study estimates the causal effects of microfinance participation on economic and welfare outcomes of women in Ghana using survey data from 398 women across five regions.

The report shares field-grounded evidence from Ratanakiri, Cambodia, on how borrowers experience debt stress, what helps them act more confidently, and where provider and regulatory systems still fail to convert customer effort into protection.

This paper provides an analysis of Afghanistan’s microfinance sector in its current transition phase, within the unique context of post-crisis financial restructuring and the sector’s shift toward Islamic microfinance models under regulatory transformation.

This study explores how four financial institutions serving diverse populations in Nigeria, Dominican Republic, Brazil and the Philippines are implementing products and solutions to reach the underbanked and support them on the financial inclusion journey toward financial health.