Promise (Un)kept? Fintech and Financial Inclusion
This paper uses a comprehensive dataset to investigate the relationship between fintech and financial inclusion in a panel of 84 countries over the period 2012–2020 and obtain empirical insights.
Central Bank Digital Currency and Financial Inclusion
This publication develops a model which incorporates the impact of financial inclusion to study the implications of introducing a retail central bank digital currency (CBDC).
Fintech: Financial Inclusion or Exclusion?
This paper examines two research questions. First, does fintech improve digital financial inclusion? Second, are there segments of society that are not included because they do not have the capacity and means to adopt fintech – such as women, the poor and people living in rural areas?
Fintech and Financial Inclusion in Latin America and the Caribbean
This paper analyzes how governments can leverage rapid expansion of fintech activities to drive financial inclusion in the region.
No Easy Solution: A Smorgasbord of Factors Drive Remittance Costs
This paper delves deeply into the complex remittances ecosystem where costs are driven by a myriad of factors, making it difficult to come up with solutions for reducing remittance costs.
Defying the Odds: Remittances During the COVID-19 Pandemic
This paper provides an early assessment of the dynamics and drivers of remittances during the COVID-19 pandemic, using a newly compiled monthly remittance dataset for a sample of 52 countries, of which 16 countries with bilateral remittance data.
Is Digital Financial Inclusion Unlocking Growth?
This paper looks at whether digital financial inclusion has a positive impact on economic growth similarly to that of through traditional services, and why experiences vary across countries.
Fintech Potential for Remittance Transfers: A Central America Perspective
This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance financial inclusion in Central America.
Impact of Interest Rate Cap on Financial Inclusion in Cambodia
Bank and microfinance supervisory data analysis results show some unintended impact on financial inclusion.
Digital Financial Inclusion in Emerging and Developing Economies: A New Index
This paper aims to fill this gap in the existing literature by incorporating both measures of access to and usage of financial services industry into the measurement of financial inclusion.