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Restructuring on case by case basis should really be on the front burner for MFI's as well as their lenders. Risk management and risk analysis has a very critical role to play here. The Central bank also has a big role to play. While not ignoring their regulatory and compliance enforcement role, the support, advisory and guidance role should come handy at this time. MFIs' and their clients' survival and sustainability should be given a priority as many small and marginal players may likely go under if life line does not come from the regulators and key fund providers. Intervention funds at a relatively low interest rate could be very helpful to cushion impending liquidity crisis.