Gateway Guide to Digital Finance

Digital finance represents a growing pathway towards financial inclusion that has the potential to reach more people, at a lower cost, and with greater convenience than traditional “brick and mortar” banking services. Different devices and channels, such as mobile phones, cards, point-of-sale devices, and networks of small-scale agents, allow financial service providers to reach more customers more easily. The range of institutions providing financial services has widened accordingly: mobile network operators, governments, and financial institutions, ranging from large commercial banks to microfinance institutions, have all begun to leverage the potential of digital financial services.

This month, the Microfinance Gateway has focused on digital finance with two high-profile interviews:

• Can Digital Financial Services Turbocharge Financial Inclusion? Interview with MicroSave founder Graham Wright
• Leveraging Big Data for Financial Inclusion: Opportunities and Risks, Interview with digital finance specialist Philippe Breul

Now we bring you this Gateway Guide, with resources providing a global overview of the current state of digital finance for financial inclusion, as well as practical tools for the implementation of digital financial services. We invite you to review these most recent publications, as well as browse all the other 248 resources under our Mobile Banking topic.