This report compiles all the learnings from five years of market development in three countries. It brings forth the voices of customers and the stakeholders with whom UNCDF engaged.

Sharing key insights from five years of market development

Insights and findings from the Annual Provider Survey

This document presents the final analysis of data collected through desk research, interviews, focus group discussions, and surveys on women and girls’ financial inclusion in The Gambia.

Insights empowering key stakeholders to better address women’s and girls’ financial needs

Research highlight on rural agents in Senegal

A look at the transformative power of digital financial inclusion

Opportunities, challenges and way forward

Six practical policy recommendations for regulators and policymakers

Comprehensive review surfacing hidden needs and opportunities in the market segment