Paper

Adult Numeracy and Financial Capability

Numeracy is more than the ability to use numbers or the holding of a math qualification. It is also about having the confidence and competence to use numbers and data in everyday situations to make good financial decisions. This research confirms strong links for the first time between adult numeracy and financial capability and shares key findings and insights on the workings between confidence and competence in using numbers and financial decision making – and the impact these have on financial capability outcomes.

This summary report accompanies MoneyHelper's main research report, Numeracy and Financial Capability – Exploring the links, and associated technical reports.

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