G20 High-Level Principles for Digital Financial Inclusion

Eight principles for achieving universal financial inclusion leveraging technological opportunities

The G20 High Level Principles for Digital Financial Inclusion build on, and complement, the 2010 G20 Principles for Innovative Financial Inclusion. They also reflect the ongoing rapid evolution in digital financial services and synthesize key aspects of the substantive guidance provided since 2010 by the G20, the GPFI, and international standard-setting bodies.

Importantly, the Principles reflect the realization that access to financial services alone is insufficient. Rather, fostering widespread usage and understanding of responsible digital financial services is critical to individual, national and global welfare. The Principles also recognize the need to actively balance the promise of digital innovation with the new risks that rapidly evolving technology introduces.

These Principles rely on the explanation in the 2016 Global Partnership for Financial Inclusion (GPFI) report - Global Standard-Setting Bodies Financial Inclusion: The Evolving Landscape.

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