Measuring Numeracy for Financial Inclusion

Results of a Pilot Test
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Researchers and practitioners have long suspected that low numeracy skills might affect the willingness of people to participation in formal financial transactions. But exactly what gaps in numeracy skill present create barriers, and what - if anything – can be done about it?

The "financial numeracy indicator" developed by My Oral Village and tested in Côte d’Ivoire and Myanmar in 2017 as part of "Financial Inclusion Insights" identifies an important numeracy gap that can readily be field-tested and is within the ability of private markets and other stakeholders to address.

Additional Related Resources:

Financial Inclusion Insights, 2018: Côte d’Ivoire, Corinne Riquette and Peter Zetterli, October 2018

Oral Financial Numeracy: A Hypothesis and Exploratory Test, Brett Hudson Matthews, January 2017


    This work was funded in whole or in part by CGAP. Unlike CGAP's official publications, it has not been peer reviewed or edited by CGAP, and any conclusions or viewpoints expressed are those of the authors, and they may or may not reflect the views of CGAP staff.

    About this Publication

    By Brett Hudson Matthews