Strategic Synthesis of Key Thinking and Experience of Work, Livelihoods, and Financial Services

Research supporting a new framework for livelihoods and financial services

CGAP contracted DAI to synthesize evidence, frame insights, and articulate the role of financial services in accelerating, sustaining, and supporting work and livelihoods in a fast-changing world. This paper aims to interrogate how current financial programming can help CGAP achieve its goals of increasing incomes and access to living wages, and improving the quality of work. It offers a framework designed to help understand and navigate the different layers that should be considered when designing livelihood interventions. It can be used to guide and assess current and future investments in financial services to improve livelihoods.


This work was funded in whole or in part by CGAP. Unlike CGAP's official publications, it has not been peer reviewed or edited by CGAP, and any conclusions or viewpoints expressed are those of the authors, and they may or may not reflect the views of CGAP staff.

About this Publication

By Till Bruett, Araba Sapara-Grant, Talia Dweck & Erica Behrens