Past the Tipping Point? A Look at Zambia’s Digital Financial Services Market
Digital financial services (DFS) and FinTech innovations continued to grow in 2017, with increased trust in DFS and more interoperability. But challenges remain...
Grappling With India’s National Biometric-Based Payments System
India’s Aadhaar Enabled Payment System (AePS) is the world’s first national biometric-based payments system. In the two years since its launch, AePS has revealed both benefits and challenges as it seeks to expand financial inclusion. Grameen Foundation India has experienced these directly as we work to scale digital financial services and financial education.
How does AePS work?
AePS was designed to allow individuals to conduct financial transactions across any participating bank, using just three inputs:
Three Years Later: Financial Services Spur Recovery Following Nepal’s Gorkha Earthquake
Study finds that access to formal savings and loans played a critical role in coping with disaster
Being Smart About Mobile Money
A case study with two financial service providers in Burkina Faso explores seven risks involved in bringing savings groups into digital finance.
Fintech As a Pathway to Financial Inclusion? The Case of China
The opportunities and risks of fintech are front of mind for financial sector policymakers these days, and many are looking to China for inspiration and guidance. What can we learn from the Chinese experience?
Discovering the Promise of Social Franchising
What if the franchise was turned into a tool to solve developing world problems?
Who Sends Money to Whom? Gendered Flows of Mobile Money in Kenya
An anthropological approach to digital finance using social network analysis
Digital Winds of Change in Rural India
How can MFIs manage the inevitable change as the world goes digital? Collaboration is one key strategy. Grameen Foundation India shares how an MFI-Fintech collaboration is transforming the lives of poor rural women.
Why Sistema.bio Decided to Forego MFI Partnerships
After considering partnering with MFIs for a new asset-based financing program, the biogas system producer realized they'd be better off creating their own program. Here they share their experiences and lessons learned.
How to Bring More Women into Mobile Money
To improve the user experience of mobile money smartphone apps and help overcome barriers for women, GRID Impact uses human-centered design - creating solutions with women, not just for women.