Mobile Money and Interoperability: Competition vs. Financial Inclusion?
A new study shows that interoperability has contrasting effects for financial inclusion in Africa. While it helps lower fees, it also reduces geographical coverage, so how to strike the right balance?
A Win for Women in Rwanda
Mobile money – and concerted efforts by government and mobile money operators to promote it - has helped reduce the financial inclusion gender gap. But more needs to be done.
Informed Design: A Case Study Series (WomenSave)
The first in a new case study series from FinEquity on informed design and digital financial services (DFS). This study examines product and service design by WomenSave, an organization targeting poor (living on less than $2 a day) women in underserved areas of Uganda through financial literacy training and financial advisory services, access to mobile money and goal-based savings plans.
Informed Design: A Case Study Series (Lucy)
The second installment in a new case study series from FinEquity on informed design and digital financial services (DFS). This study examines product and service design by Lucy, a neobank for entrepreneurial women—specifically Foreign Domestic Workers in Singapore—providing DFS and business-building tools and training through a mobile app to help them start and grow their businesses.
How Long Should It Take to Build a Home?
Housing microfinance product innovations could help more families finish their homes and improve the overall customer experience.
The Resilience of Mobile Money in Sub-Saharan Africa
Quick responses by providers and regulators in the region helped mobile money keep growing despite the COVID-19 pandemic. Support for agent networks and more flexible on-boarding practices were key.
Is Digital Financial Inclusion Unlocking Growth?
This paper looks at whether digital financial inclusion has a positive impact on economic growth similarly to that of through traditional services, and why experiences vary across countries.
Emerging Tech-Based Financing Models in Affordable Housing
A look at four different business models and how their value compares for customers and financial service providers