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FinDev Blog
Banking in the Comfort Zone
By providing a familiar environment for small transactions, agency banking can foster good financial habits.
By Scott Graham, Muyumbana Sililo, Anahit Tevosyan, FINCA International
FinDev Blog
Central Bank Digital Currencies: Five Lessons From Three Trailblazers
Experiences from the Bahamas, China and Nigeria help illuminate the rocky path for other central banks interested in implementing their own digital currencies.
By Kinyanjui Mungai, Michaella Allen, Barry Cooper, Cenfri
FinDev Blog
Does Informal Finance Still Matter?
Informal Savings Mechanisms (ISMs) have long been important to many people’s day-to-day money management across Africa. But as formal financial services become much more prevalent in the region, what will happen to these ISMs? Will they fall by the wayside as the digital revolution takes over?
By Stephen Peachey, Sukhwinder Arora, Savings at the Frontier
FinDev Blog
Past the Tipping Point? A Look at Zambia’s Digital Financial Services Market
Digital financial services (DFS) and FinTech innovations continued to grow in 2017, with increased trust in DFS and more interoperability. But challenges remain...
By Uloma Ogba, UNCDF
FinDev Blog
Fintech As a Pathway to Financial Inclusion? The Case of China
The opportunities and risks of fintech are front of mind for financial sector policymakers these days, and many are looking to China for inspiration and guidance. What can we learn from the Chinese experience?
By Douglas Randall, Jennifer Chien, World Bank Group