Case Study
The Bangladesh Rural Advancement Committee's Credit Programs: Performance and Sustainability
An evaluation of Bangladesh Rural Advancement Committee's credit programs
174 pages
This study examines the performance and sustainability of two Bangladesh Rural Advancement Committee's (BRAC) programs: the Rural Development Program (RDP) and the Rural Credit program (RCP).
The study discusses:
- BRAC's innovative program design to overcome market imperfections and economic dependency;
- Amount of subsidized funds and grants that BRAC has received from international sources since its establishment;
- A framework for analyzing the sustainability of BRAC's RDP and RCP;
- BRAC's institutional development;
- Estimates of financial viability and subsidy for the BRAC's RDP and RCP;
- Viability of BRAC borrowers.
It concludes that:
- BRAC must mobilize more members and expand lending per member in order to be more cost effective;
- Major constraint to the BRAC's expansion or continuation is its donor dependency. BRAC must increase its income and design development programs that are self-sustainable.
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