Inclusive Fintech: How Startups Are Bridging the Finance Gap for Microenterprises
This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.
Responsible Digital Finance Ecosystem (RDFE) : A Conceptual Framework
This RDFE conceptual framework seeks to encourage financial sector authorities, and other key ecosystem actors, to boost financial consumer protection in the digital era with a holistic vision of the ecosystem.
Empowering Small Giants: Inclusive Embedded Finance for Micro-Retailers
This report outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.
Financial Inclusion and Disruptive Innovation: Regulatory Implications
8 Billion Reasons: Inclusive Finance as a Catalyst for Climate Action
This paper is a call to action for climate practitioners and financial services stakeholders from across public, private, and philanthropic sectors to work together to unlock the full potential of financial inclusion for scaling grassroots climate action.
The Role of Data in Inclusive Insurance
This paper identifies five ways in which data trails are being leveraged by private sector actors, including insurance carriers and technology providers, to offer “inclusive insurance” for low-income and other excluded segments, such as rural small-holder farmers and gig workers.
From Crisis to Resilience: The Role of Inclusive Finance in Fragile Countries
This working paper identifies three levers of change for funders in contexts where long-term financial market building is a challenge: leveraging humanitarian cash transfers, understanding informal financial services, and improving local market facilitation.
Open Finance Self-Assessment Tool and Development Roadmap
This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.
The Building Blocks Supporting Open Finance
This working paper introduces the concept of an inclusive data ecosystem as one where low-income people’s data trails are used to improve their financial inclusion.
Leveraging Transactional Data for Micro and Small Enterprise Lending
This case study examines the data and experience of two fintechs in India that use different sets of transactional data for credit scoring.