Displaying 1 - 10 of 650
Case Study

Inclusive Fintech: How Startups Are Bridging the Finance Gap for Microenterprises

This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.

Paper

Responsible Digital Finance Ecosystem (RDFE) : A Conceptual Framework

This RDFE conceptual framework seeks to encourage financial sector authorities, and other key ecosystem actors, to boost financial consumer protection in the digital era with a holistic vision of the ecosystem.

Paper

Empowering Small Giants: Inclusive Embedded Finance for Micro-Retailers

This report outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.

Paper

Financial Inclusion and Disruptive Innovation: Regulatory Implications

This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.
Paper

8 Billion Reasons: Inclusive Finance as a Catalyst for Climate Action

This paper is a call to action for climate practitioners and financial services stakeholders from across public, private, and philanthropic sectors to work together to unlock the full potential of financial inclusion for scaling grassroots climate action. 

Paper

The Role of Data in Inclusive Insurance

This paper identifies five ways in which data trails are being leveraged by private sector actors, including insurance carriers and technology providers, to offer “inclusive insurance” for low-income and other excluded segments, such as rural small-holder farmers and gig workers.

Paper

From Crisis to Resilience: The Role of Inclusive Finance in Fragile Countries

This working paper identifies three levers of change for funders in contexts where long-term financial market building is a challenge: leveraging humanitarian cash transfers, understanding informal financial services, and improving local market facilitation.

Guide / Toolkit

Open Finance Self-Assessment Tool and Development Roadmap

This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.

Paper

The Building Blocks Supporting Open Finance

This working paper introduces the concept of an inclusive data ecosystem as one where low-income people’s data trails are used to improve their financial inclusion.

Paper

Leveraging Transactional Data for Micro and Small Enterprise Lending

This case study examines the data and experience of two fintechs in India that use different sets of transactional data for credit scoring.