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External Webinar

Is the Microfinance Debate Missing the Point?

Join this timely discussion on what the evidence shows, what decades of practice have taught us, and how to move beyond the simplified debate over whether microfinance "works" toward a clearer understanding of what it takes for credit to benefit borrowers and deliver meaningful development impact.

News

CGAP Webinar Takes a Fresh Look at the Evidence on Microfinance

CGAP will host a webinar on 24 July on its new Focus Note, Opening the Black Box on the Impact of Inclusive Credit, featuring Sophie Sirtaine, Jemimah Njuki, and Alex Counts. The discussion will look beyond whether microfinance "works" or "does not work" to explore when credit benefits borrowers, under what conditions, and what the evidence shows about meaningful development impact.

Slide Deck

Stablecoins in Humanitarian Cash Transfers

This deck assesses how stablecoins can help development funders improve cross-border transfers and last-mile delivery, offering practical guidance for humanitarian organizations and social protection actors navigating the realities of humanitarian payment systems.

Slide Deck

Contingent Lines of Credit (CLOC): A Liquidity Tool for Customer Climate Resilience

This reading deck explores how climate Contingent Lines of Credit (CLOCs) work, what design choices matter, and how they can complement savings, insurance, and other resilience tools.

Paper

Opening the Black Box on the Impact of Inclusive Credit

Inclusive credit is one of the most celebrated and contested tools in development. This Focus Note reframes that debate. Rather than asking whether credit works, it asks: for which borrowers, through what product designs, and under what conditions does inclusive credit generate meaningful benefit rather than harm?
News

Applications Open for Financial Literacy Sprint

Sponsored by the U.S. G20 Presidency, CGAP has launched a Financial Literacy Solutions Sprint to identify the most promising technology-enabled financial literacy solutions and connect them with the partnerships and pathways needed to reach millions of people. 

Paper

Innovation for Inclusion: A Roadmap for Inclusive Finance Policy to Navigate Rapid Technological Change

This paper presents a policy roadmap that outlines six key priorities for financial sector authorities, including leveling the playing field for diverse players, making payments systems fit for purpose, expanding open finance frameworks to open data, establishing an approach for inclusive AI, creating a framework for responsible use of tokenization, and building adaptive and innovation-ready ecosystems.
Paper

Advancing Competition for Financial Inclusion: Six Policy Considerations for Financial Sector Authorities

This Focus Note provides practical policy considerations for financial sector authorities to act on competition concerns using their existing mandates and regulatory toolkit. By applying a competition lens, authorities can promote competition in ways that advance financial inclusion while safeguarding stability, integrity, and consumer protection.
Paper

Solutions to Protect Consumers from Fraud in Digital Finance

This working paper presents a curated set of solutions for fraud (many of which are AI-powered), with more than 50 examples that have shown varying levels of success in protecting consumers from fraud in digital finance, across education, prevention, detection and disruption, and response and recovery.
Case Study

Confronting the Climate and Health Nexus: Lessons From Self-Employed Women’s Association (SEWA)

This case study is the third in CGAP's series on scaling inclusive insurance while preserving consumer value. It takes a deep dive into SEWA's innovative heat insurance product, developed with partners and grounded in direct insights into the needs and risks of its members.