The Building Blocks Supporting Open Finance

This working paper introduces the concept of an inclusive data ecosystem as one where low-income people’s data trails are used to improve their financial inclusion. It highlights open finance as a catalyst for inclusive data ecosystems and identifies key enabling layers that drive the success of open finance and, by extension, an inclusive data ecosystem.

The paper provides tangible examples of open finance implementation in Brazil and India. These real-world cases illustrate how the building blocks enable success of open finance regimes, providing practical guidance to interested policy makers

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By Ivo Jeník, Rafe Mazer & Maria Fernandez Vidal