Financial Inclusion in India

India is a country in South Asia. On this country page, you can find key financial inclusion knowledge resources and data available specifically for India, including the latest publications, news and events. 

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Key Financial Inclusion Data

The charts below, based on the latest available Global Findex data, explore key financial inclusion trends in India. Find out how the country compares to others in the region and across the globe on important aspects of financial inclusion such as account ownership and usage, the gender disparity in financial inclusion and financial resilience.

Account Ownership

Percent of adults age 15+ with an account at a financial institution or through a mobile money provider. Regional data excludes high-income economies.

Source: Global Findex Database

Gender Gap in Account Ownership

Percent of adults age 15+ with an account. Regional data excludes high-income economies.

Source: Global Findex Database

Use of Financial Services

Percent of adults age 15+. Regional data excludes high-income economies.

Source: Global Findex Database

Editor's Picks

FinDev Blog
Blog

A new pilot explores the possibilities for agents in rural India to include assisted e-commerce among the services they offer.

FinDev Blog
Blog

Digital financial services are helping drive financial inclusion, but infrastructural barriers remain.

FinDev Blog
Blog

Understanding how different consumer behaviors affect adoption rates can help financial inclusion practitioners fine-tune their efforts.

Slide Deck

This slide deck shares the results of a survey conducted by MSC and FACE to analyze user knowledge and behavior regarding digital lending applications (DLAs) and digital loans.

Guide / Toolkit

This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.

Paper

This working paper introduces the concept of an inclusive data ecosystem as one where low-income people’s data trails are used to improve their financial inclusion.

Manager - Strategic Alliances

Employer: Digital Lenders Association of India (DLAI)

Senior Manager (FinTech Compliance)

Employer: Digital Lenders Association of India (DLAI)

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