This report sets out the results from supporting 17 garment factories in Cambodia with over 25,000 workers, 85 percent women, with wage digitalization, and enabling workers to access, use and benefit from their accounts.

Findings from a survey of 2,781 participants providing an analysis of the levels of financial awareness, financial behaviors, and economic empowerment of women factory workers in Cambodia.

This brief helps unpack the different dimensions of digital financial literacy (DFL) and demonstrate why they should not be tackled in isolation as they are very much connected. It includes four case studies of organizations addressing DFL in their work in Cambodia, Bangladesh, and Ghana.

Insights from wage digitization in the garment sector

Market studies and policy recommendations for encouraging digital finance

Demonstrating benefits and limitations of the mobile money market