All Publications

Showing 1 - 10 of 26
Paper

Tackling Credit Fairness and Missed Business Opportunities with Reject Inference

 “Reject inference” techniques help financial institutions to increase their credit portfolio profitability by improving the accuracy of their approval mechanisms, with implications for offering credit to women who would otherwise be unable to access it. 

Paper

Al-Amal Microfinance Bank's Micro-Letters of Guarantee (Micro-LGs)

This paper describes the development of microfinance in Yemen and the role of Al-Amal Bank in the sector over the past 15 years, then introduces the concept of micro letters of guarantee, which Al-Amal Bank launched in 2020.

Paper

Role of Credit Risk Management Practices in Sustainability of Micro Credit Schemes in Nakuru County

Analyzing how credit risk management affects the sustainability of microcredit schemes
Case Study

Improving Credit Risk Analysis with Psychometrics in Peru

Evaluating the suitability of psychometrics as a financial screening tool
Paper

A Social Approach to Microfinance Credit Scoring

Incorporating social impact of microloans in credit scoring systems
Paper

Perspectives on Risk Management from a Policy Bank

Assessing the risks faced by the Chinese microfinance sector
Paper

Term Structure of Debt and Entrepreneurship: Experimental Evidence from Microfinance

Do early repayment obligations inhibit entrepreneurship?
Paper

Overlapping and Information Systems in Microcredit: A Bangladesh Perspective

Paper presented at the Second European Research Conference on Microfinance, June 16-18, 2011
Paper

Term Structure of Debt and Entrepreneurial Behavior: Experimental Evidence from Microfinance

Managing trade-off between risk reduction and enterprise growth
Paper

Diversion of Loan Use: Who Diverts and Why?

Measuring loan diversion and examining its causes