The Global Findex Database
Financial inclusion is on the rise globally. Highlights of the 2021 edition include:
- Worldwide account ownership has reached 76 percent of the global population—and 71 percent of people in developing countries
- The gender gap in account ownership across developing economies has fallen to 6 percentage points from 9 percentage points, where it hovered for many years.
- Receiving digital payments such as a wage payment, a government transfer, or a domestic remittance, catalyzes the use of other financial services, such as storing, saving, and borrowing money.
- In developing economies, 40 percent of adults who paid utility bills (18 percent of adults ) did so directly from an account. In China, 80 percent of adults made a digital merchant payment, whereas in other developing economies 20 percent of adults did so.