An Impact Assessment of Microfinance in Cambodia

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This independent impact assessment study was commissioned by CMA and undertaken by M-CRIL against a background of the high growth rates of Cambodian MFIs over an extended period of time whereby not only did the number of borrowers served in Cambodia grow exponentially from roughly year 2001 onwards, but the outstanding loan size also grew at a rapid pace.

The study aims to assess the success and overall impact of the microfinance sector since the start-up of the microfinance program up to now, as well as how microfinance contributes to the improvement of clients’ living standards, community development, children’s access to school, and overall to poverty reduction and economic growth. The survey used for this analysis consisted of responses from 3,262 sample households spread over ten provinces.

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