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FinDev Blog

Disclosure Is Not the Same as Protection

Consumer credit frameworks need to be designed with comprehension and product design in mind. 

Paper

Innovation for Inclusion: A Roadmap for Inclusive Finance Policy to Navigate Rapid Technological Change

This paper presents a policy roadmap that outlines six key priorities for financial sector authorities, including leveling the playing field for diverse players, making payments systems fit for purpose, expanding open finance frameworks to open data, establishing an approach for inclusive AI, creating a framework for responsible use of tokenization, and building adaptive and innovation-ready ecosystems.
Paper

Advancing Competition for Financial Inclusion: Six Policy Considerations for Financial Sector Authorities

This Focus Note provides practical policy considerations for financial sector authorities to act on competition concerns using their existing mandates and regulatory toolkit. By applying a competition lens, authorities can promote competition in ways that advance financial inclusion while safeguarding stability, integrity, and consumer protection.
Paper

Solutions to Protect Consumers from Fraud in Digital Finance

This working paper presents a curated set of solutions for fraud (many of which are AI-powered), with more than 50 examples that have shown varying levels of success in protecting consumers from fraud in digital finance, across education, prevention, detection and disruption, and response and recovery.
News

AFI’s New Podcast Takes You Inside the World of Financial Inclusion

Episode One features May Abulnaga, First Sub-Governor of the Central Bank of Egypt and Chair of AFI’s Gender Inclusive Finance Committee, sharing her personal story about her work to advance women’s access to finance, and to promote women’s leadership in Egypt.

News

Ghana Becomes First African Country to Integrate Payments Into National ID

The move transforms the Ghana Card from a standard identification document into a multifunctional tool that combines identity verification with financial transactions.

Paper

The 2026 Global AI in Financial Services Report

This report assesses the impact of AI on the financial services industry, including fintechs and traditional financial institutions, from efficiency to productivity and profitability, as well as persistent organizational adoption and scaling challenges. It also highlights developing policy and regulatory approaches.

Podcast

Cyber and Operational Risk in the Quantum Era: Financial Stability Amid Escalating Geopolitical Conflict

This panel discussion focused on how institutions and regulators can strengthen resilience, enhance cross-border coordination, and prepare for a future in which emerging technologies, cyber conflict, ransomware, and financial crime increasingly intersect. 

Paper

Effective Supervision

This TC Note makes proposals for supervisory effectiveness and, where consistent with more effective supervision, the simplification of supervisory methodologies and processes.

Paper

Open Finance Oversight and Supervision: Emerging Practices and Early Lessons

This working paper brings new insights on the supervision of open finance to inform policy and regulatory design in emerging markets and developing economies.