All Publications

Showing 1 - 10 of 28
Paper

Promise (Un)kept? Fintech and Financial Inclusion

This paper uses a comprehensive dataset to investigate the relationship between fintech and financial inclusion in a panel of 84 countries over the period 2012–2020 and obtain empirical insights.

Paper

Her Fintech Edge: Market Insights for Inclusive Growth

The study explores the representation of women within fintech portfolios and the factors influencing it. It investigates whether fintech firms actively target women customers and the strategies they employ.

Paper

Inclusive Fintech Funding in Times of Uncertainty

This publication shares insights from interviews with past Inclusive Fintech 50  winners and fintech investors to learn how they are adapting to these uncertain times and the impact of the funding challenges on their business models and the low-income customers they serve.

Paper

Fintech for Climate Resilience: A Compendium of Startup Innovations Building Resilience in Emerging Markets

This report by the CIFAR Alliance Investors Working Group highlights 11 successful ventures that are building solutions to improve the resilience of communities susceptible to climate change, enabled by fintech.

Paper

Insights From the 2022 Inclusive Fintech 50 Applicant Pool

This report examines data from the 250+ eligible fintech applicants from the fourth Inclusive Fintech 50 competition to better understand the state of early-stage fintechs.

Slide Deck

The Promise of Fintech for Micro and Small Enterprises

This reading deck investigates the potential of technology-enabled business models to provide underserved micro and small enterprises with responsible financial services.

Slide Deck

Banking-as-a-Service: How it Can Catalyze Financial Inclusion

This reading deck provides an analysis of the Banking-as-a-Service (BaaS) model, a new business model that enables non-banks to offer banking services under their own brand and seamlessly embedded into their digital offering with four case studies of BaaS providers from Europe, US and Mexico.

Paper

The Impact of Digital Technology and Business Regulations on Financial Inclusion and Socio-Economic Development in Low-Income Countries

This study casts a new angle of linking digital technology and business regulations as drivers of financial inclusion and socioeconomic development.

Paper

Supervisory Implications of Artificial Intelligence and Machine Learning

This Note describes some of the uses of artificial intelligence and machine learning by financial institutions; considers the supervisory responses to such uses; and highlights some ways in which supervisory authorities can themselves use AI and ML to improve the effectiveness and efficiency of supervision.

Paper

Fintech: Financial Inclusion or Exclusion?

This paper examines two research questions. First, does fintech improve digital financial inclusion? Second, are there segments of society that are not included because they do not have the capacity and means to adopt fintech – such as women, the poor and people living in rural areas?