All Publications
The Power of Jan Dhan: Making Finance Work for Women in India
This report highlights the design of Women's World Banking's unique Jan Dhan Plus solution and learnings from a subsequent pilot study that helped nurture regular savings behavior among low-income women in the country.
Tax Reforms to Increase the Viability of Business Correspondents
This policy note argues that two key taxation issues are hindering the sustainability and attractiveness of the business correspondent model in India and that addressing them could help advance financial inclusion.
RBI Consultative Document on the Regulation of Microfinance
Regulatory and Supervisory Approaches for NBFCs
This position paper provides a holistic vision for the role of non-banking finance companies in India's credit ecosystem and the corresponding regulatory, supervisory and resolution frameworks that should apply to them.
Deconstructing Digital-Only Banking Models
A proposed policy roadmap for India
Microfinance and COVID-19: Principles for Regulatory Response
Five guiding principles for regulators mitigating the impacts of COVID-19
Preserving Liquidity: Policymaker Responses to COVID-19 and the Impact on Low-Income Customers
India's New Approach to Personal Data-Sharing
As more and more people begin to conduct transactions online, questions have emerged about how to provide millions of customers adequate data protection and privacy. India's solution to this challenge is account aggregators.