All Publications

Showing 1 - 10 of 44
Paper

The Power of Jan Dhan: Making Finance Work for Women in India

This report highlights the design of Women's World Banking's unique Jan Dhan Plus solution and learnings from a subsequent pilot study that helped nurture regular savings behavior among low-income women in the country.

Paper

Tax Reforms to Increase the Viability of Business Correspondents

This policy note argues that two key taxation issues are hindering the sustainability and attractiveness of the business correspondent model in India and that addressing them could help advance financial inclusion.

Paper

RBI Consultative Document on the Regulation of Microfinance

Welcome ideas on creating a level playing field
Paper

Regulatory and Supervisory Approaches for NBFCs

This position paper provides a holistic vision for the role of non-banking finance companies in India's credit ecosystem and the corresponding regulatory, supervisory and resolution frameworks that should apply to them.

Paper

Deconstructing Digital-Only Banking Models

A proposed policy roadmap for India

Paper

Microfinance and COVID-19: Principles for Regulatory Response

Five guiding principles for regulators mitigating the impacts of COVID-19 

Paper

Preserving Liquidity: Policymaker Responses to COVID-19 and the Impact on Low-Income Customers

Initial lessons learned and suggestions for dealing with the current and future crises
Paper

India's New Approach to Personal Data-Sharing

As more and more people begin to conduct transactions online, questions have emerged about how to provide millions of customers adequate data protection and privacy. India's solution to this challenge is account aggregators.

Paper

Feeding India’s Poor: Plugging Leakages, Without Doing Any Harm

Policy implications and recommendations for direct benefit transfers and its automation
Case Study

Exploring the Political Economics of Microfinance: A Case Study of Uganda (East-Africa), 2000-2005

Analysis of the Ugandan government's 2005 reversal of microfinance policy direction