All Publications

Showing 1 - 10 of 39
Slide Deck

Understanding Users’ Experience With Digital Lending Applications in India

This slide deck shares the results of a survey conducted by MSC and FACE to analyze user knowledge and behavior regarding digital lending applications (DLAs) and digital loans.

Paper

Decoding the Extent and Exposure of Financial Fraud Among DFS Customers

This publication decodes the extent and exposure of financial fraud among digital financial services’ customers and offers insights and policy recommendations.

Paper

Customer-Centric and Responsible Digital Credit Solutions for Urban and Rural Non-farm Entrepreneurs and Smallholder Farmers

This analysis of digital credit users in India, Indonesia, and Kenya assesses the impact of digital credit on their financial health.

Slide Deck

Using NLP on Social Media to Assess Consumer Risks With Digital Lending Apps in India

This research presents insights on emerging customer risks from digital consumer loans in India, analyzing customer complaints and feedback on Twitter and reviews of digital lending apps on Google Play,

Paper

Detecting Over-Indebtedness While Monitoring Credit Markets in India

There is a need to develop the regulatory capacity to monitor credit markets and to prevent and manage distress caused by over-indebtedness.

Case Study

Weathering the Storm II: A Case Study of Spandana

Lessons learned from previous crises to help with future crisis responses

Paper

Study on the Drivers of Over-Indebtedness of Microfinance Borrowers in India: An In-Depth Investigation of Saturated Areas

What factors lead to over-indebtedness, and how can it be prevented?
Paper

Voices of Microfinance Clients: A Study of Microfinance Clients’ Concerns, Perceptions and Delights

Findings from interviews with over 1,000 clients of Indian MFIs
Paper

Are Mobile Money Wallets Really Customer-Centric?

Findings from a survey of customer experiences in rural and urban India