All Publications
Exclusion Risks in Climate Finance Regulation: An Analytical Framework
This working paper presents an analytical framework to identify the potential exclusionary effect of climate-related financial sector regulation on the incentives and ability of financial service providers to lend to vulnerable segments in emerging markets and developing economies.
Financial Inclusion for Migrants and Refugees: Insights From Credit Unions
This report looks at the role credit unions play in supporting migrants and refugees in Brazil, Ecuador, Poland and the United States.
Banking on Women Who Trade Across Borders
Drawing from interviews across Africa and Latin America, this report explores the challenges faced by female entrepreneurs and proposes solutions.
Beyond Access: A Look Into the Drivers of Long-term Financial Health
Through a combination of qualitative interviews, customer surveys and analysis of data from over 3.6 million Nubank customers, this research gathered a rich set of insights to inform how we can collectively close the gap between account access and a sense of sustainable financial security and health.
Open Finance Self-Assessment Tool and Development Roadmap
This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion.
The Building Blocks Supporting Open Finance
This working paper introduces the concept of an inclusive data ecosystem as one where low-income people’s data trails are used to improve their financial inclusion.
The Role of Consumer Consent in Open Banking
The main objective of this paper is to provide guidance on how to implement consumer consent protocols to access bank account data under open banking scenarios.
The Impact of Regulation Governance on Financial System Efficiency: The Importance of Consumer Behavior
This study focuses on the value structure that correlates improvements in the financial services consumer’s decision-making quality with the development of their autonomy.
Case Brief: ALM Seguros
This case brief covers the journey of ALM Seguros, which sells microinsurance through traditional brokers, but also non-traditional channels.
Social Protection During the Pandemic: Argentina, Brazil, Colombia, and Mexico
How have policy responses mitigated the impact of the pandemic on poverty in the region?