All Publications
Digital Finance Needs Demystifying for Microenterprise Facilitation
This paper sets out the manner in which people are mystified by digital financial services (DFS) and the type and intensity of effort needed to improve understanding.
Diverse Paths: Finance for Women’s Nano and Micro Enterprises
Women-led nano and micro enterprises face barriers like insufficient start-up capital and limited networking. This publication delves deeper the tailored solutions needed to support their growth based on in depth research in India, Kenya and Uganda.
Small Firms, Big Impact: Digitization, Financial Services, and Climate Resilience in Five Emerging Markets
This report presents findings on a survey of over 20,000 MSEs with over 4,000 interviews conducted, revealing opportunities for growth and greater efficiencies with use of digital products and services.
Facets of the Microenterprise Mela – The Digital Conundrum
In this paper, M-CRIL addresses the issues to overcome constraints in digital finance and support microenterprises.
Operational Challenges Threaten Microfinance Stability
This paper argues, that in order to ensure sustainable growth, MFIs must strengthen risk assessment frameworks, improve borrower onboarding processes, and enhance staff training to mitigate these risks.
State of India's Informal Sector: A Deep Dive into Enterprises, Statistics, and Segments
This comprehensive research report delves into the diverse nuances of India’s informal MSME landscape.
Inclusive Fintech: How Startups Are Bridging the Finance Gap for Microenterprises
This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.
The Microenterprise Mela - Size & Diversity of the Microenterprise Sector in India
This document combines data from the Annual Survey of Unincorporated Sector Enterprises with M-CRIL’s 40+ years of experience studying every aspect of microenterprises in India and in a dozen other countries in Asia as well as to some extent in Kenya, Uganda, Ethiopia, Ghana, South Africa and other countries.
Does the Current Microfinance Model in India Need a Relook?
This publication examines the nuanced differences among microfinance models in India, particularly in terms of how well they align with their stated social missions.
Literature Review: Micro and Small Enterprise (MSEs’) Financing in Kenya, Uganda and India
The Literature Review delves into the landscape of women-owned nano and micro-enterprises in India, Kenya, and Uganda, summarizing the existing knowledge and gaps, with the aim of unlocking more capital and effectively meeting these enterprises' financial and non-financial needs.