All Publications
Responsible DPI for Improving Outcomes Beyond Inclusion
Amid the enthusiasm to expand and scale digital public infrastructure (DPI) models to dozens of new markets, this report explores the opportunities for DPI to be built and deployed responsibly for three fundamental elements of financial inclusion: identity (ID), payments, and consent-based data exchanges.
Digital Payments Roadmap: Towards Inclusive, Accessible, Effective And Sustainable Digital Payments In South Africa
The purpose of this Roadmap is to identify obstacles, barriers and challenges to the adoption of an increased and effective usage of digital payments, and to develop a multi-disciplinary and stakeholder action plan to unlock the inclusivity, effectiveness and sustainability of digital payments in South Africa.
Call to Action: Responsible Digital Payments to Accelerate Climate Action
This publication calls for urgent measures to address climate vulnerability by expanding digital payments and digital public infrastructure and putting women, youth, indigenous peoples, and communities in fragile and climate-vulnerable areas at the center of adaptation planning.
Open Banking and Inclusive Finance in the European Union: Perspectives From the Dutch Stakeholder Ecosystem
This working paper examines the impact of the revised Payment Services Directive and open banking platforms on inclusive finance in the EU, with a focus on the Netherlands' fintech ecosystem.
Instant Payments and Merchants — Pricing Policy Considerations
This technical note helps explain why changes in instant payment pricing are occurring, assesses their impact on market development, and offers suggestions for the path forward.
The Power of Jan Dhan: Making Finance Work for Women in India
This report highlights the design of Women's World Banking's unique Jan Dhan Plus solution and learnings from a subsequent pilot study that helped nurture regular savings behavior among low-income women in the country.